As an Illinois local, from Centralia, I have over 16 years of experience in the mortgage industry. Let me help you find the perfect loan product for you and your family. I enjoy walking my clients through the purchase or refinance experience.


My favorite part of being a loan officer is the different people you get to meet along with the gratification of closing hard loans.  Putting clients in a home when maybe others can't.  Changing lives by finding folks affordable financing and helping further educate them on their finances. If you are looking to buy or refinance a home, we are the company for you. I am available to pre-approve you on evenings and weekends. I look forward to offering you the best home loan experience possible. Call me at 618-288-7904 to learn about your financing options today, it costs zero to find out! 


JR is located in Glen Carbon, Illinois and is licensed in Illinois, Missouri and Florida.


Email:   jr@hfmloans.com

Cell: 314-393-1314 or 618-334-4262

Fax: 618-288-7904

What They're Saying About JR

"J.R. Obrecht at Homestead Mortgage in Glen Carbon recently assisted us in buying our second home. Things had changed a lot in the 25 years since our last home purchase and the staff was knowledgeable, informative and always willing to answer our many questions. The deal was done sooner than we expected and their friendliness and expertise made a stressful time much easier."

More satisfied customers!

About Homestead Financial

Buying a home is an exciting time, but we realize the mortgage portion of the home-buying process can be overwhelming. Homestead Financial Mortgage would like to help make your home buying process stress-free.

At Homestead, your mortgage isn’t just about the numbers. Behind every loan is a person or a family. And because buying a home is one of the most important decisions in your life, finding and obtaining the right mortgage deserves an equal degree of respect and attention. That’s exactly what we provide – by getting to know you, we can deliver not only the best possible rate, but the best lending experience.

Your home is WHERE your life happens, your money is HOW it happens... You are trusting us to handle both. Of life’s great questions — the who, what, when, where, why and how — we can be entrusted to handle the WHERE and HOW. Our Loan Officers realize the gravity of what this means, making our customer service standards a cut above the rest.

Homestead Financial Mortgage

Apply now to get the best loan for you!

Find your best loan

Homestead Financial Mortgage is conveniently located in 4 locations:  St. Louis, MissouriOverland Park, KansasIndianapolis, Indiana and Glen Carbon, Illinois

Loan officers are licensed in Missouri, Kansas, Indiana, Illinois, Tennessee, Florida and Colorado.