JR Obrecht


As an Illinois local, from Centralia, I have over 16 years of experience in the Mortgage industry. Let me help you find the perfect loan product for you and your family. I enjoy walking my clients through the purchase or refinance experience. We have recently closed loans in less than 2 weeks.

It's also worth mentioning that we do not charge for the appraisal. What does this mean to you? It saves you an additional $300-$500 on your transaction. If you are looking to buy or refinance a home, we are the company for you. I am available to pre-approve you on evenings and weekends. I look forward to offering you the best home loan experience possible. 

My favorite part of being a loan officer is the different people you get to meet along with the gratification of closing hard loans.  Putting clients in a home when maybe others can't.  Changing lives by finding folks affordable financing and helping further educate them on their finances.

Call me at 618-288-7904  to learn about your financing options today, it costs zero to find out! 

Email:    jr@hfmloans.com

Cell:    314-393-1314 or 618-334-4262

Fax:   618-288-7904

JR is licensed in Illinois, Missouri and Florida.

About Homestead Financial Mortgage


Buying a home is an exciting time, but we realize the mortgage portion of the home-buying process can be overwhelming.  Homestead Financial Mortgage  would like to help make your home buying process stress-free.

At Homestead,  your mortgage isn't just about the numbers. Behind every loan is a person or a family. And because buying a home is one of the most important decisions in your life, finding and obtaining the right mortgage deserves an equal degree of respect and attention. That's exactly what we provide - by getting to know you, we can deliver not only the best possible rate, but the best lending experience. 


Your home is WHERE your life happens, your money is HOW it happens...  You are trusting us to handle both.  Of life's great questions --  the who, what, when, where, why and how --  we can be entrusted to handle the WHERE and HOW .  Our Loan Officers realize the gravity of what this means, making our customer service standards a cut above the rest.


Learn more about Homestead Financial Mortgage and helpful financial information by visiting our Homebuyers Education links below.

JR's Locations

JR is located in Glen Carbon, Illinois

We've been a leading Illinois mortgage lender since 1998, providing homeowners in Glen Carbon  and the surrounding areas with mortgage rates that are affordable. Homestead Financial Mortgage is invested in our community, from Glen Carbon to Edwardsville, Troy, Collinsville and Highland. These are the communities that our team calls home, where many of our employees were raised and are now raising families of their own.

At Homestead Financial Mortgage, our goal is to help make your home owning dreams a reality. We work with first-time homebuyers on acquiring their first home mortgage and walk them through the process. We also help existing homeowners with debt consolidation and loan refinancing to help them save valuable money. Our Federally Licensed, Nationwide Mortgage Licensing System (NMLS) Loan Officers have all completed federal training and passed rigorous tests that enable them to help you best choose the mortgage plan that is right for you.

Home mortgages aren't the only valuable service we provide to our customers. We are also committed to helping our customers become the most informed credit consumers they can be. Our blog is updated regularly with tips about the home buying process, and ways to establish and maintain good credit.

Homestead Financial Mortgage is conveniently located in 4 locations; St. Louis, MissouriOverland Park, KansasIndianapolis, Indiana  and Glen Carbon, Illinois

JR is licensed in Illinois, Missouri and Florida

Making Lives Better, One Home at a Time.